Page TitleDepartment of Insurance, Securities and Banking: 21 Frequently Asked ...
Description21 Frequently Asked Question on DC HIPAA Abstract: 21 Frequently Asked Question on DC HIPAATop Twenty-One Questions Asked About DC Health Insurance Portability And Accountability Act (DC HIPAA) Who is covered by the provisions of DC HIPAA? When do the protections under DC HIPAA start to apply to you? Are all health insurers subject to provisions of DC HIPAA? Is there guaranteed issue of health coverage? Is there guaranteed renewability of health coverage? Are there times when a health insurer does not have to renew health care coverage? When can preexisting condition exclusion be imposed? What does portability mean? Does it apply to all health plans? What is creditable coverage? How does an individual establish his/her creditable coverage? What is an automatic certificate? When do you begin accumulating creditable coverage? When must health plans or health care insurers have to issue certificates of creditable coverage? Can eligibility rules be based on health status-related factors? Can an employer establish limits or restrictions on health care coverage? If a health insurer denies health coverage in the individual market for a network plan, how long would the insurer be precluded from the market? Can a health insurer deny health coverage to an eligible individual in the individual market? If the health insurer denies coverage in a service area based on financial capacity, can it offer coverage in the individual market? Can a health insurer decide to discontinue offering a particular type of health insurance coverage offered in the individual market? Can a health insurer decide to discontinue offering all health insurance coverage in the individual market? Who is covered by the provisions of DC HIPAA? Group Market: Generally, this Act applies to all
Hyperlinkhttp://disr.dc.gov/disr/cwp/view.asp?a=1300&q=577643
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Suggested1/29/2009 2:00:00 PM
Updated1/29/2009 2:00:00 PM